Ask Phyllis: a blog series of frequently asked real estate questions.
The Eviction Process
Dear Phyllis,
I look forward to your real estate advice. I have a new problem. My father sold his home two years ago. The buyer could not get a loan, so my father gave the buyer a loan. The buyer stopped making payments several months ago, and we hired an attorney to initiate foreclosure. I am concerned that the buyer won’t move after the foreclosure is complete. Can you explain the eviction process?
JK
Dear JK,
I am so sorry that your father is in this position. I wish both of you the best. Although I have never advised a seller to carry a loan for a buyer as there is too much risk. As a top Coldwell Banker real estate agent, I have been down this road several times. It’s advisable to hire an attorney due to the complexity of this process.
Initiating with THE NOTICE: The eviction process commences with “The Notice”, which is served on the tenant.
Advancing to THE LAWSUIT: Following the expiration of “The Notice”, your attorney will commence the “Unlawful Detainer” by preparing and filing a lawsuit. The suit is then transferred to the process server. Most tenants are served within a week from the filing date.
Moving through THE DEFAULT PROCESS: If the tenant fails to respond to the lawsuit, additional paperwork must be filed for the court’s review. Subsequently, the court is expected to issue a “Judgment for Possession”, a process that often takes ten or more days.
Engaging THE SHERIFF: Once a judgment is secured, a “Writ of Possession” is delivered to the Sheriff’s office. The Sheriff processes it and proceeds to the property, posting a “5-Day Notice To Vacate” on the tenant’s door. Following the 5-day period, the Sheriff arranges a lockout date and time, requiring you or your representative to meet them to rekey the property.
Handling PERSONAL PROPERTY LEFT BEHIND: In California, landlords must adhere to a specific legal process when tenants leave their belongings. Disposal is not immediate; instead, landlords must notify the former tenant, store the property for a specific period, and follow precise steps for selling or disposing of unclaimed items.
Concluding with THE MONEY JUDGMENT: At this stage, it’s wise for your attorney to file a money judgment for the amount owed. This allows your father to go after any assets the tenant may have, such as bank accounts or wages, to collect what is owed.
I don’t think I would ever want to be a landlord. Too stressful.