As a Realtor who specializes in trust and probate sales, I often help families sell homes after a loved one passes away.
At first, the family focuses on the big decisions.
What should we do with the home?
Who will handle the estate?
What re...
Meteorologists predict that El Niño could bring a wetter winter to Southern California. As a result, many homeowners have started asking an important question: Should I buy flood insurance? The answer depends on your home's location and your ...
What Is the California FAIR Plan? A Lifeline for Homeowners in High-Risk Areas
As wildfires continue to impact California communities, more homeowners are finding themselves dropped by traditional insurance companies or unable to get cover...
A Lifeline for Homeowners in High-Risk Areas
Home insurance for fire victims is an essential safeguard for homeowners, protecting against the financial burden of unexpected disasters. However, obtaining traditional homeowners insurance c...
Navigating the aftermath of the Los Angeles wildfires involves several immediate and long-term actions to regain control over your situation, particularly financially. Here's a detailed guide:
Short Term Actions
File an Insurance Claim: I...
Essential Questions to Ask Before Choosing Home Insurance
Choosing the right home insurance can feel overwhelming. With so many options, how do you decide which plan fits your needs? Here are a few essential questions to ask before choos...
For borrowers who purchased a home with less than a 20% down payment, the lender likely added Private Mortgage Insurance (PMI) to their loan. This insurance increased their monthly payment. Before learning how to get rid of PMI, let's know more...
The purchase of a home is typically the largest investment one will ever make. What is title insurance? This assures the proper transfer of ownership. Additionally, the buyer is protected from future claims against the property. Over the years,...
Los Angeles homeowner’s should review their policy annually. Trying to save a few hundred dollars on premiums is a very costly mistake. Failing to have adequate insurance to cover the cost of rebuilding your home (or other real estate) in...
Is Earthquake Insurance Worth the Expense?
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Dear Phyllis,
Because earthquake insurance is so costly, my wife an...