When I was a mortgage banker, I chose to work for smaller savings and loans. I valued their personal touch and community focus. I was never employed by a mega bank, and preferred environments where decisions happened quickly and loc...
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Dear Phyllis,
Because mine wasn’t the only offer, I made an offer $20,000 higher than the home’s asking price...
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Lines of Communication in Real Estate
Dear Phyllis,
I am wondering about lines of communication in real estate...
Uncooperative Sellers
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Dear Phyllis,
We made an offer of $25,000 over the asking price, which the seller accept...
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Seller Fails to Disclose
Dear Phyllis,
I look forward to your column and think this question is new. Is not ...
Dear Phyllis,
After looking at homes for a long time, we finally had an offer accepted after missing out to cash buyers or by just a few thousand dollars. Now we are close to closing, but the seller does not want to move out on the closing...
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Dear Phyllis,
I haven’t seen you address this: does accepting a seller’s counteroffer create a binding contract...
My youngest daughter works in Beverly Hills and the daily commute from La Canada is overwhelming. Because rents are astronomical we tackled the rent versus buy dilemma. Tenants have little security over rent increases, or worse notice to vacate...
Home Buying in 2017? 4 Steps to Take Now
By Jennifer Riner
Although interest rates recently experienced their first hike of the year, the financial advantages of home buying remain alive and well. With lesser monthly expenses and the p...
Is Earthquake Insurance Worth the Expense?
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here
Dear Phyllis,
Because earthquake insurance is so costly, my wife an...